TERMS AND CONDITIONS

Welcome to Venali, Inc. ("Venali"). The following terms and conditions ("Agreement") govern your use of this site and any of the Services available on or through it (collectively the "Site"). Please read this Agreement carefully before using this Site. Venali may amend this Agreement in the future without notice to you. Your continued use of this Site after such changes constitutes your acceptance of the amended Agreement.

BY CLICKING ON "I AGREE" OR BY ACCESSING, BROWSING, OR USING THIS SITE AND OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THIS AGREEMENT. IF YOU DO NOT AGREE WITH THIS AGREEMENT, YOU WILL NOT BE GRANTED PERMISSION TO ACCESS OR USE THIS SITE AND OUR SERVICES. BY ACCEPTING THIS AGREEMENT, YOU WILL ALSO BE DEEMED TO HAVE (I) ATTESTED TO YOUR FINANCIAL RESPONSIBILITY, (II) REPRESENTED AND WARRANTED THAT THE INFORMATION PROVIDED BY YOU IN THE APPLICATION IS TRUE AND CORRECT IN ALL RESPECTS AND THAT YOU WILL UPDATE SUCH INFORMATION IF IT CHANGES, (III) AGREED TO PAY ALL CHARGES TO YOUR ACCOUNT THAT YOU INCUR AS A RESULT OF YOUR USE OF THIS SITE, AND (IV) REPRESENTED AND WARRANTED THAT YOU ARE AT LEAST 18 YEARS OF AGE.

User Name and Password. Upon approval of your Application, an account will be opened in your name and a user name and password will be provided to you that will enable you to access the Venali Web Site and use the Venali Services. Please remember that your user name and password are unique to you and should not be communicated to any other person. UNDER NO CIRCUMSTANCES WILL ANY REPRESENTATIVE OR EMPLOYEE OF VENALI ASK FOR YOUR PASSWORD. By accepting this Agreement, you represent and warrant to Venali that you will not communicate your user name and/or password to any unauthorized user. You agree to assume sole responsibility for all harm resulting from the use of the user name and/or password by anyone other than yourself.

Free Trial Offer. The Free Trial offer includes access to the in-bound and/or out-bound service and bundled minutes for the monthly package that you selected. If bundled package minutes are exceeded during 30-day trial period, your credit card will automatically be charged. After trial period is over, your credit card is automatically charged for pre-payment of next month's service, unless you terminate your service by notifying Venali at bvrpUSAsupport@venali.com before the end of the 30th day. Pre-payment charges are for the same service package and price selected as the free trial offer. Your credit card will not be charged at time of sign-up. Individuals who register multiple accounts will only be provided a Free Trial for one account and all additional accounts will be charged for Services from the date the account is opened.

Charges. After the initial Trial Period, charges for Services provided to you by Venali pursuant to this Agreement will be charged to the credit card account that you specified in your application on a prepayment basis. The charges will be based on your selected package plus any excess or premium usage from the previous month. Rates for excess or premium usage are specified in the Site and are subject to change by Venali without further notice. In the event that your excess or premium usage exceeds $25.00 USD in any given month, your credit card will be automatically billed for another $25.00 USD. You will see charges for all payments reflected on your credit card statement. All charges to your credit card will be billed in US dollars based on the conversion rate in effect on the invoice date and credit card service charges may apply. If at any time your credit card company does not approve any of the charges, you will be in default under this Agreement and Venali reserves the right to immediately terminate your access to the Site and discontinue providing Services to you without any further notice. If Venali is required to take action to collect any amounts that you owe, Venali will also be entitled to collect from you all reasonable costs and expenses of collection, including, without limitation, reasonable attorneys' fees. Late payments will be charged interest charges of 1% per month.

Content. Venali has no control of the content of the information passing through Venali accounts. Venali does not represent or endorse the accuracy or reliability of any opinion, advice or statement made through a Venali account, and shall have no liability for any harassing, offensive or obscene material distributed through a Venali account, and for any material distributed through a Venali account which is distributed in violation of any third party's copyright or other intellectual property right, or for any use of its services that may violate federal, state, or local laws or regulations.

Permitted Usage. Customer represents and warrants that it will only use Venali's services for lawful purposes and that its use of Venali's services will be in compliance with all federal, state and local laws and regulations including, without limitation, the provisions of the Telephone Consumer Protection Act. Customer represents and warrants that it will not use Venali's services to transmit any unlawful, harmful, threatening, abusive, libelous, vulgar, obscene, profane, hateful, or otherwise objectionable information of any kind, including, but not limited to, encouraging conduct that would constitute a criminal offense, infringe third party rights, give rise to civil liability or otherwise violate any local, state, federal or other law or regulation. Customer represents that and warrants that it will not use Venali's services to upload, post, reproduce or distribute, in any way, any information, software or other material protected by copyright or any other intellectual property right without first obtaining the permission of such right holder.

Venali's Web Site. Conditioned on Customer's continued compliance with this Agreement, Venali grants Customer a non exclusive, non transferable, limited license during the terms of this Agreement to use, access and display the Venali Web Site ("Site"), all software, graphics and design elements contained in the Site ("Proprietary Elements") and all other information and materials contained in the Site ("Content"). Except as expressly permitted by Venali in writing, you may not copy, upload, post, transmit, download, modify, distribute, sell, sublicense, transfer, mirror, frame or create derivative works of the Site or any part thereof, or any Proprietary Elements or Content. Further, you may not use any meta tags or any other "hidden text" utilizing Venali's name or any Proprietary Elements without Venali's prior written consent.

Nature of the Internet. Customer acknowledges and agrees that the nature of the Internet is such that Venali cannot and does not guarantee access to the Site or its Services. Venali may, from time to time, temporarily suspend your access without any prior notice to you. Moreover, you understand and agree that Venali will not be liable for any direct, indirect, incidental, special or consequential damages relating to any pranks, hoaxes, viruses, bugs or any other form of technological failure, natural disaster or security breach that may prevent or interrupt access to or use of the Site, or cause information or communications transmitted through Venali's accounts to be publicly disseminated or otherwise misdirected, or for any other mistake, omission, deletion of information or communications or error.

Links. Venali makes no claims or representations regarding the quality, content, nature or reliability of sites accessible by hyperlink from this Site or sites linking to this Site, and you agree that Venali has no responsibility for such links. Any linked sites are not under Venali's control, and it is not responsible for the content of any linked site or any link contained in a linked site, or for any review, changes or updates to any such sites. Any linked sites are provided to you only as a convenience. The inclusion of any link does not imply affiliation, endorsement or adoption by Venali of the linked site or any information contained therein. When leaving this Site, you should be aware that Venali's terms and policies may no longer govern your use of linked sites, and, therefore, you should review the applicable terms, conditions and policies, including privacy and data gathering practices, of each linked site.

Confidentiality on the Internet. Use of the Internet is solely at your own risk and is subject to all applicable local, state, national and international laws and regulations. You agree that Venali is not responsible for the security of any communication or information transmitted over the Internet by or for you. You assume all risks in transmitting information or communications to or from this Site, you must make your own determination as to these matters and Venali is not responsible for making any recommendations whatsoever to you.

WAIVER OF LIABILITY. AS A MATERIAL INDUCEMENT FOR VENALI TO PROVIDE THE SERVICES HEREUNDER, CUSTOMER AGREES THAT UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL VENALI OR ANY AFFILIATED PARTY BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE, PRODUCT LIABILITY OR OTHERWISE), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE NEGATION OF DAMAGES SET FORTH ABOVE IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN THE PARTIES TO THIS AGREEMENT. THIS SITE AND THE SERVICES OFFERED WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS.

Disclaimer. The Site and any information or communication transmitted from or through the Site is provided "AS IS," "AS AVAILABLE," and all warranties (whether express, implied or statutory) are hereby disclaimed by Venali and expressly waived by Customer (including, but not limited to, any implied warranties of merchantability and fitness for a particular purpose).

INDEMNIFICATION. CUSTOMER AGREES TO DEFEND, INDEMNIFY AND HOLD HARMLESS VENALI, ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES AND AGENTS FROM ANY CLAIMS AND EXPENSES, INCLUDING REASONABLE ATTORNEYS' FEES, RELATED TO ANY BREACH OF THIS AGREEMENT OR ARISING FROM THE TRANSMISSION OF ANY MESSAGE, INFORMATION, SOFTWARE OR OTHER CONTENT USING THE VENALI SERVICES. VENALI SHALL BE DEFENDED BY ATTORNEYS OF THEIR CHOICE AT CUSTOMER'S EXPENSE.

Attorneys' Fees. In the event that Venali uses legal means to enforce any of its rights under this Agreement against you and is successful, then, in addition to any other remedy to which Venali is entitled, it shall also be entitled to be reimbursed by you for all costs and expenses Venali incurs to enforcing its rights, including, without limitation, reasonable attorneys' fees.

Notices. Except as expressly stated otherwise, all notices to Venali shall be sent to 1680 Michigan Avenue, Suite 1014, Miami Beach, Florida 33139. All notices to you shall be sent to the email address that you provide to Venali in your Application. It is your responsibility to update your email address if it changes. Such notice shall be deemed received one (1) business day after the email is sent.

Severability. If any provision or portion of this Agreement shall be held invalid under any applicable laws, such invalidity shall not affect any other provision of this Agreement that can be given effect without the invalid provision or portion, and, to this end, the provisions or portions hereof are severable.

Miscellaneous. This Agreement constitutes the sole Agreement between you and Venali relating to your use of this Site, the Services and the subject matter hereof, and no representations, statements or inducements, oral or written, not contained in this Agreement shall bind either party. No waiver of any right under this Agreement by Venali will be deemed to be either a waiver of any other right or provision or a waiver of that same right or provision at any other time. Venali reserves the right to assign, transfer or delegate any rights and/or obligations hereunder, in part or in whole, without your prior consent. You may not assign, transfer or delegate your rights or obligations hereunder, in whole or in part, without Venali's prior written consent. This Agreement shall be binding upon and inure to the benefit of each Party to this Agreement and to their respective successors and permitted assigns. Any action or claim against Venali must be brought within one (1) year following the date on which the claim first accrued or shall be deemed forever waived. A printed version of this Agreement and of any related notice given in electronic form shall be admissible in any judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Termination. This Agreement will remain in effect until terminated by either party. Venali reserves the right to suspend or terminate this Agreement and your access to the Site and the Services, at its sole discretion, for any reason or for no reason at all. Should Venali cancel Service, prepaid monthly fees for Service not rendered will be prorated and refunded. Set-up fees are not refundable. Upon the termination of your account, you remain liable for all charges to your account through termination. Venali will not be liable for any damages suffered by Customer due to Venali's suspension or termination of access to the Site or the Services. You may terminate this Agreement by notifying Venali at bvrpUSAsupport@venali.com. You will remain liable for all charges incurred through the date of your cancellation, including the total package price for the then current month.

Third Party Beneficiaries. This Agreement has been made and is made solely for the benefit of Venali and the Customer, and their respective successors and permitted assigns. Nothing in this Agreement is intended to confer any rights/remedies under or by reason of this Agreement on any third party.

Venali BVRP T&C
Revision date 10/08/02